American Trade Finance wins President's "E" Award recognizing its significant contributions to increasing U.S. exports

The New Era of American Export: Why Trade Credit is the Ultimate Growth Tool

3 minute read

The Export-Import Bank of the United States is once again a frontline economic tool advancing America’s economic security and global competitiveness.

Since Chairman Jovanovic’s confirmation in September 2025, EXIM has dispensed distractions and returned to its core mission: helping American workers and firms compete abroad, fortifying supply chains, and ensuring U.S. leadership in energy and emerging technologies.

Under Chairman Jovanovic, EXIM has embraced four strategic priorities that align with the Administration’s vision for economic revitalization: American Jobs First, American Energy Dominance, Supply Chain Security, and Industries of the Future.

These priorities matter because export-driven growth supports good jobs, strengthens industrial ecosystems, and anchors U.S. economic influence in key markets. To turn these priorities into reality, EXIM is actively deploying two core initiatives that every U.S. manufacturer needs to have on their radar.

American Jobs First: The "Make More in America" (MMIA) Initiative

For years, trade credit was primarily about what happened after the product left our shores. MMIA changes that. It provides the long-term loans needed for domestic production and infrastructure right here in the U.S.

EXIM assesses project eligibility through two core lenses:

  • Export Nexus: Transaction eligibility is determined by the percentage of production or shipments tied to exports.
    • For small businesses, transformational sectors, and climate-related deals, the nexus is just 15%.
    • For all other sectors, the requirement is 25% of output exported.
  • Job Creation: The financing amount is scaled based on the American jobs supported. This is calculated using “job-years.
    • Each job-year allows for up to $205,336 in financing.
    • Example: One job maintained over a five-year term equals five job-years ($205,336 x 5), unlocking $1,026,680 in potential financing.

The Goal: Revitalizing U.S. manufacturing to ensure we build the capacity to dominate transformational sectors like clean energy, semiconductors, and biotech.

Think of it this way: If you need to expand your facility to fulfill growing global demand, EXIM can now provide the “gap financing” that traditional lenders might shy away from.

Supply Chain Security: Reclaiming the Foundation

To compete and win in these transformational sectors, our manufacturers need access to critical minerals and rare earths.

The Supply Chain Resiliency Initiative (SCRI) is EXIM’s answer.

  • How it works: EXIM uses its “import authority” to finance international projects, provided they have signed long-term “off-take” contracts with U.S. counterparties.
  • The Result: Guaranteed access to the earths and minerals needed for battery storage, EVs, and semiconductors, free from adversarial interference.

Think of it this way: The SCRI gives your supply chain the finance it needs so that your workforce stays employed and your production lines keep moving.

Where ATRAFIN Executes the Strategy

As an Authorized Lender of the EXIM Bank for almost two decades and experts in export credit insurance, American Trade Finance (ATRAFIN) is where these initiatives are executed.

We aren’t a “big bank” with a cookie-cutter approach. We are partners who work in the trenches with our American Exporters to:

  • Assess the feasibility of your overseas deals.
  • Navigate the complexities of EXIM programs, reaching far beyond just MMIA and SCRI.
  • Ensure that while you focus on making the sale, we focus on getting you paid.

Economic security is national security. When we match American industrial grit with the financial muscle of EXIM through our execution expertise, we don’t just help you participate in the global market—we help you lead it!

Ready to grow your global footprint? The window for securing competitive, U.S.-backed financing is open. Let’s talk about how to anchor your 2026 growth in these strategic priorities.