What we offer
With American Trade Finance, buyers in both the private and public sectors are able to obtain competitive financing. Repayment terms are generally up to ten years, with transaction sizes up to $300 million.
For smaller amounts (of up to $1 million), we also offer Expedited Loans with industry-leading turnaround times of as little as just 30 days.
Key financial solutions
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Equipment finance
Finance the capital goods you need at the kind of rates you’d prefer.
Key features
Product detail
Key features
- Attractive rates
- Extended loan term
- Variable/Fixed interest rate options
- Low deposit required
- Local cost financing
- Pre-export financing
- Co-financing
Product detail
- Focused on equipment made in the USA.
- Terms typically from 1 to 10 years
- Financing from $500 000 to $25 million and more.
- Variable rates (based on SOFR) and fixed rates available
- Finance typically up to 85% of equipment value,
- Bi-annual repayments
- Down payment and local co-financing is available for qualified projects.
- Supplemental finance
- Having an EXIM Bank loan approved enhances your company credit profile.
- Up to 50% of US equipment value is available in local costs, these are costs incurred in the buyer’s country, for costs such as import duties, value added taxes, freight, installation and commissioning
Dealership floor plan finance
Optimise your inventory: get working capital for your floor stock.
Key features
Product detail
Key features
- Attractive rates
- 21-month loan term
- Variable interest rates
- Minimal security requirements
- 12 month draw down period is available
Product detail
- Focuses on equipment made in the US
- Loan term is 21 months
- Financing from $500 000 to $5 million and more
- Variable rates (based on SOFR)
- Finance typically up to 80% of equipment value
- Grace period: 9 months for principal
- Quarterly installments
Medical
In this sector, it’s essential to stay state-of-the-art.
Key features
Product detail
Key features
- Attractive rates
- Extended loan term
- Variable/Fixed interest rates
- Accessible local cost financing
- Local cost financing
- Pre-export financing
- Co-financing
Product detail
- Focused on equipment made in the US
- Terms up to 7 years
- Financing from $500 000
- Variable rates (based on SOFR) and fixed rates available
- Finance typically up to 85% of equipment value.
- Capitalization of Interest: interest may be capitalized when there is an extended installation period
- Up to 50% of US equipment value is available for local costs. These are costs incurred in the buyer’s country, such as import duties, value-added taxes, freight, installation and commissioning.
Environmental
Impressive opportunities for the green industry to grow.
Key features
Product detail
Key features
- Attractive rates
- Extended loan terms
- Variable/Fixed interest rates
- Local cost financing
- Pre-export financing
- Co-financing
Product detail
- Focused on equipment made in the US
- Extended loan terms of up to 18 years is available for water treatment and renewable energy projects ⎻ and reduced rates.
- Financing from $500 000
- Variable rates (based on SOFR) and fixed rates available
- Finance typically up to 85% of equipment value.
- Down payment and local cost financing available for qualified projects
- Up to 50% of US equipment value is available for local costs. These are costs incurred in the country of operation of the equipment, such as import duties, value-added taxes, freight, installation and commissioning.
- Applicable sectors:
- Renewable energy equipment
- Energy efficiency technologies
- Wastewater treatment projects
- Waste management services
- Various other environmental goods and services
Transformational Export Industries
Smart finance solutions for everything from AI to 5G.
Key features
Product detail
Key features
- Up to 85% financing available for transactions involving 50% US content.
- Attractive rates
- Extended loan terms
- Variable/Fixed interest rates
- Accessible local cost financing
- Pre-export financing
- Co-financing
Product detail
- Focused on equipment made in the USA
- Up to 18 years may be available for water treatment and renewable energy projects
- Financing from $500 000
- Variable rates (based on SOFR) and fixed rates available
- Finance up to 85% of equipment value.
- Down payment and local cost financing available for qualified projects
- Up to 30% of US equipment value is available for local costs. These are costs incurred in the country of operation of the equipment, such as import duties, value-added taxes, freight, installation and commissioning
- Transformation export industries include the following industries:
- Artificial intelligence
- Biotechnology
- Biomedical sciences
- Wireless communications equipment (including 5G or subsequent wireless technologies)
- Quantum computing
- Renewable energy, energy efficiency, and energy storage
- Semiconductor and semiconductor machinery manufacturing
- Emerging financial technologies (including technologies that facilitate financial inclusion through increased access to capital and financial services; data security and privacy; payments, the transfer of funds, and associated messaging services; and efforts to combat money laundering and the financing of terrorism)
- Water treatment and sanitation (including technologies and infrastructure to reduce contaminants and improve water quality)
- High-performance computing
- Associated services necessary for use of any of the above exports
Some terms explained
Find below a more detailed description of some of our key features and what they include.
Local cost financing
Key features
- Incurred in the buyer’s country and include costs such as import and custom duties, value-added taxes, freight, installation, and commissioning costs
- Form part of the US export contract
- Additional financing of up to 50% of the US equipment invoiced value
- Applicable to costs incurred in both local currency and US dollars
Pre-export finance
Key features
- Up to 60% of the equipment purchase price is available pre-shipment upon fulfilling agreed production milestones
- Working capital cash flow assistance: by providing up to 60% of the equipment purchase price prior to shipment, we reduce both the exporter’s and the importer’s working capital requirements.
Co-financing
Key features
- This covers procurement from two or more countries by providing the support of two or more export credit agencies.
- US content must be the largest share of the product sourcing and/or the main contractor.
- Co-financing shall include invoiced amounts provided by the US exporter, its subcontractor, subsidiary or affiliate.
